Fact-Checking the Democratic Debate – The New York Times

Ten candidates vying for the 2020 Democratic presidential nomination took the stage Thursday night in Houston for third round of debates. Unlike the previous debates, which took place over two evenings, only one night was needed to feature all the candidates who qualified for the showdown.

Here is how the candidates’ remarks stacked up against the truth.

WHAT THE FACTS ARE

WHAT Mr. Sanders SAID:

“You got to defend the fact that 500,000 Americans are going bankrupt. You know why they’re going bankrupt? Because they suffered a terrible disease, cancer, or heart disease.”

This is exaggerated. The number comes from a study based on surveys of people who declared bankruptcy between 2013 and 2016. In that research, more than half of families with bankruptcies said that medical bills or a health crisis contributed to their financial crisis, the latest in a series of such surveys. (Fun fact: Elizabeth Warren was a co-author on earlier installments.) But that research method has been criticized by many scholars, who say asking people whether health problems caused their bankruptcy is not the best way to answer that question.

Another recent study, which followed every Californian who was admitted to a hospital over several years, produced a substantially lower estimate of the number of Americans whose bankruptcies were caused by health problems that involved a hospital stay. But in both studies, it was not just medical bills but the income losses associated with illness that caused financial distress. The 500,000 estimate includes people who cited only health-related income loss as a contributor to their bankruptcy. That is a problem that even universal health insurance would do little to address.


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